Black Card Credit
Account

Banking has never been this easy. Now you can make an instant impression with your African Bank Credit Card.

My Audacious Application

Black Credit Card

R

65.00

Monthly fee

Add another product

Discover Your Perfect Banking Solutions

At African Bank, we believe in giving our customers the best value - Browse our catalogue for latest deals and value bundles on smartphones, tablets and laptops.

What Is Special About The Black Credit Card

Banking has never been this easy. Now you can make an instant impression with your African Bank Credit Card and bank on the go, wherever you are, online or on any mobile device.

Online Shopping

For added convenience, you can use your African Bank Visa Credit Card to make secure payments online in the privacy of your home or office.

Easy Payments

Payments have never been easier. You can either pay online, by phone, debit order, EFT, EasyPay, Pay@ or at any of our Branches.

Instant Issue

No waiting period to get your Card once approved, simply step into any African Bank branch and get your personalised and Embossed Card.

Features & Benefits

Explore MyWorld banking features and benefits

Online banking

Manage finances, check balances, transfer money, and pay bills online.

Debit card access

Convenient access to funds for purchases and ATM withdrawals, anytime.

Accounts alerts

Earn up to 6.5% interest on Savings Pockets for efficient savings growth.

Mobile banking app

Manage account with mobile deposits, alerts, and transfers for convenience.

Related ways to bank

We are as invested in you as you are! Explore some of our related products further more.

MyWorld Account

MyWorld shared banking lets you bank alongside your loved ones while enjoying South Africa's lowest banking fees.

Monthly service fee

R5.00

Notice Deposit Account

Discover the Notice Deposit Account. Earn SA’s Best rates indefinitely, with the flexibility to access funds on 7, 32, or 90 days’ notice.

Monthly service fee

R5.00

Tax Free Savings Account

Secure your financial future with market-leading rates, benefit from tax-free payouts, and watch your investments grow steadily over time.

Monthly service fee

R5.00

Fixed Deposit Account

Earn SA's best investment rate of 10.40% per annum, which is equivalent to 12.80% per annum calculated on expiry after 60 months.

Monthly service fee

R5.00

Low

Fees for Black Credit Card Account

The African Bank Credit Card offers a transparent fee structure for easy understanding. Key fees include a R120.00 initiation fee and a R50.00 monthly maintenance fee.

Card replacement is just R15.00 , while international transactions are cost-effective with a R6.50 fee for point-of-sale payments and an additional R50.00 plus 1.5% for ATM cash withdrawals.

What our customers have to say about their experiences

Feedback shared by our customers sharing their experiences when engaging with our brand.

Lindela Zulu

Compliment

I'm very impressed with the new African Bank offering. It took me 5 mins to open a bank account and left with my printed 'black' card!

Tulani Kumalo

Compliment

Switching to African Bank was the best decision for my finances. Their exceptional customer service made opening an account so smooth.

Thandiwe Nkosi

Compliment

I've been with African Bank for over five years and couldn't be happier. They offer flexible financial solutions tailored to my needs

Take your banking experience to the next level with our mobile app.

We’re committed to offering you the most convenient ways to connect with African Bank. The African Bank App puts you in control of your finances with secure banking at your fingertips, anywhere, anytime.

Let Us Contact You

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Need more help?

Let one of our business managers assist you.

+27 12 123 4567

support@africanbank.co.za

Monday - Friday: 8AM - 5PM

Weekends: 8AM - 5PM

Public Holidays: 8AM - 5PM

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© Copyright 2019 African Bank. An authorized financial services and credit provider Reg No. 2014/176899/06 (NCRCP7638)